Comprehensive Protection for Your Business
Owning a business requires a substantial investment of time, capital, and dedication. Just as homeowners rely on insurance to protect their most valuable assets, business owners can safeguard their enterprises with a Business Owner’s Policy (BOP). This all-in-one policy combines property and liability coverage to deliver broad protection in a single, convenient package.
Core Coverages of a FMI Insurance BOP
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Property Coverage:
Provides replacement cost protection for buildings and business contents, ensuring your physical assets are secure. -
Business Liability Coverage:
Protects against claims and lawsuits related to bodily injury or property damage caused to others. -
Business Interruption Coverage:
Replaces lost income when a covered property loss forces your business to temporarily suspend operations.
Every business is unique. At FMI Insurance, our experienced team partners with independent agents to tailor coverage that aligns with your organization’s specific needs.
Optional Coverage Enhancements
For businesses requiring broader protection, we offer a range of additional coverage’s, including:
- Cyber Liability
- Building Codes, Laws & Ordinances Coverage
- Extended Loss of Rents
- Systems Breakdown
- Computer & Software Protection
- Water, Sewer & Drain Backup
- Spoilage Due to Utility Failure or Mechanical Breakdown
- Employment Practices Liability
- Condominium Directors & Officers Liability
- Enhancement Endorsements
- And Much More!
Why Choose FMI Insurance?
With a decade of experience and a commitment to understanding the needs of small-to-mid-sized businesses, we provide more than insurance we provide peace of mind. Our BOP policies are designed to adapt, grow, and protect what you’ve worked so hard to build.